FSC Reg No: SI 1400 3709
About Business & Professional Cover
From professional advice risks to on-site project exposures and marine transit, the right cover helps your business absorb shocks and keep operating. I’ll help you assess your risks, compare options, and set up cover that fits your contracts and budget.
- Liability and indemnity solutions for service providers
- Project and contractor covers for works & equipment
- Marine transit/shipments protection and more
Our Business & Professional Solutions
Select a plan to learn more
Professional Indemnity
Protects against claims arising from professional advice or services (negligence, error, omission).
- Covers legal defence & damages (per policy)
- Suited for consultants, engineers, IT, finance, doctors, etc...
- Meets contract/tender requirements
Contractors All Risk
Project cover for works, materials, plant/equipment, and third-party liability at site.
- Suited for construction/renovation projects
- Contract value & duration-based limits
- Principal/contractor named as insured
Marine Insurance
Protect cargo or equipment in transit (import/export or local), by sea, air or land.
- All-risks or named-perils options
- Single shipment or annual open cover
- Documents tailored for customs/banks
Fire & Allied Perils with Business Interruption
A combined insurance approach designed to protect a company’s physical assets and its financial continuity.
- Covers direct physical damage to buildings, machinery, and stock
- Compensates loss of gross profit, standing charges, and payroll
Public Liability
It is a type of business insurance that covers legal costs and compensation payments if your business is held responsible for injury or property damage to a third party (such as a customer, client, or member of the public).
- Covers medical expenses, hospital treatment, and compensation if someone is injured or killed as a result of your business operations.
- Pays for the repair or replacement costs if you or your employees accidentally damage someone else’s property.
Employers’ Liability
Employers' Liability (EL) insurance protects businesses against legal and compensation costs if an employee is injured or falls ill due to their work.
- Covers the costs of defending your business against claims
- Payments to current or former employees for medical bills, lost income, and pain and suffering.
- Triggers when an employee alleges the injury resulted from employer negligence, such as poor training or faulty equipment.
Machinery Breakdown
Protects against financial losses resulting from the sudden and accidental failure of critical equipment.
- Covers "sudden and unforeseen" physical damage to machines while they are working, at rest, or undergoing maintenance.
- Includes mechanical breakdown, electrical failure, operator error.
Others (on request)
Need something specific? Ask about office, liability, cyber, or bespoke covers for your sector.
- Custom solutions for unique risks
- Policy wording guidance
- Fast document turnaround